Developing Future Leaders, Building Character and Financial Skills
Our program offers an unique financial literacy program where character building is included. There are 3 key elements : You are Special, Integrity Values and Basic Money Management. It’s important for a person to have the right character to manage money successfully.
This program caters for 3 age groups :
4 – 6 years old,
7 – 9 years old,
10 – 12 years old
Vision
We aspire to be an innovative and global leading children’s education program on Finance skills and Integrity.
Mission
To teach FINANCE STEWARDSHIP & INTEGRITY to CHILDREN from all Nations in a Fun & Impactful way with the use of Technology.
Core Values
Impact
Passion
Innovation
Integrity
Excellence
Fun
Community
Our Content
- Our programs are delivered by Passionate and Experience Trainers
- Our contents are approved and endorsed by a Bank Negara Licensed Financial Advisor and Practicing Accountant
- Our program is endorsed by “Trained Child and Family Development Psychologist” Sybella Ng, THINKINT
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- scorecard of 23 out of 24 based on Bloom’s Revised Taxanomy and The Pedagogical Model
Meet Our Team
Brenda Yong
WOLc Founder
Datin Josephine Yoong
WOLc Co-Founder
Adeline Ten
WOLc Chief Nurturing Officer and Master Trainer
Why This Program Is Important
Children are our LEADERS of the FUTURE (in ANY NATION)
Education on behavior and money knowledge need to start from young
No subject is taught in our Malaysian public school curriculum on basic financial stewardship(in ANY NATION)
No curriculum which focuses on FINANCE & CHARACTER in our Education System today
Financial Literacy in Malaysia is only at 59.7%.
OECD Financial Literacy Scores, 2020
Between 2019 – 2022, a total 32,651 Malaysians were declared bankrupt, of which 57.5% were between 18 – 44 years old. While the trend is reducing compared to years prior 2019, there is still 54% persons declared bankrupt during the period of year 2021 and 2022 were under the age of 44. This is even after the Insolvency Act 1967 was amended in 2020, to raise the bankruptcy threshold from RM50,000 to RM100,000.
Bankruptcy Statistic published by Malaysian Department of Insolvency
47% of Malaysians said it was a challenge to raise RM1,000 of immediate cash money in the event of an emergency.
BNM Financial Capability and Inclusion (FCI) Survey 2021
54% of Malaysians do not have enough money to last 3 months. 34% of Malaysians do not have long term saving goals.
FCI Demand Side Survey 2018, OECD/INFE 2020 International Survey of Adult Financial Literacy
Program Outline
You Are Special
You Are Special
About Me and Others
I'm Special and Others are as well
Our Purpose and Potential
I'm Special and Others are as well
Our Purpose and Potential
Integrity
Integrity
Integrity
Honesty
Respect
Gratitude
Honesty
Respect
Gratitude
Money Basics
Money Basics
Basic Money Principles
Basic Understanding on Income, Expenses and Savings
Types of Income
Needs and Wants
What is Budget
Introduction to Money
Money Jar System
Good Money Habits
Basic Understanding on Income, Expenses and Savings
Types of Income
Needs and Wants
What is Budget
Introduction to Money
Money Jar System
Good Money Habits
Special Features Of Our Program
Children get to learn and experience EARN, SAVE, SPEND and SHARE.
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Children (10-12 years old) are given a chance to earn real money (passion income).
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Children will take home a coin jar with real coins to start off their saving habit.
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Here are some items made by children who attended the program.
Donating to Charities
The children will pool their ‘money earned’ during program into the SHARE box and that money will be donated to a needy organisation/ community selected by Precious Stars. The children will be informed on their contribution.
Children Showing What they Learned On Gratitude
What’s New!
The FINTEGRITY Board game is created by Wealth of Life Children (WOLc) Academy. This game is developed from the key concepts taught in WOLc program on Finance and Character/ Integrity.
This game simulates the way an adult would earn, spend, save and/or invest money. Learn and practice good money habits in a fun way! Character building values of “Doing What’s Right” have also been built into the game.
The objective of the game is to have the “Highest Net Worth” AND the most “Character/Values” points.
A workshop is conducted to play the board game and a debriefing session after the game is the most important part of the workshop. The children will reflect on what they learn from the game and to understand what’s in real life.
A quick video on the board game
Latest!
You can buy from:
On 23 September 2023, Wealth of Life Children has launched our first comic book. We believe that comic books have a unique ability to captivate children’s attention and ignite their imagination, making them an effective tool for encouraging reading and learning. By combining education with entertainment, we aim to inspire a love for reading and instill valuable values in young minds.
Money & $ense comic book is about Timmy Tapir learning new things about Finances and Character whenever he meets with his friends. Timmy and friends in their fun and exciting adventures learn about:
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how to save money for somethings he really likes
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the effective way of budgeting
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money allocation to save and spend
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how to help others in kindness
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having an enterprising mind
Where We Have been
Children/Schools we have impacted so far
Virtual Class
Trinity Methodist Church Kindergarten, Penang
Kiwanis Sponsored Children for this program – SRJK (c) Sin Ya, Bukit Mertajam
At our founder’s educational centre, Penang
Good Step Learning Center, KK Sabah
At our office, Wisma BU8
Fettes Park Baptist Kindergarten
Collaboration with Shining Star Foundation – SMK Sierramas, KL
SIM Bandar Utama
MapleBear Learning Garden, Penang
GoodStep Learning Center, KK Sabah 2 from Hong Kong being trained as facilitators
Community Project – Indigenous Children of Ontolob Village, KK, Sabah
Community Project – Indigenous Children of Miri, Sarawak
Format of Program
2 Full Days Program
Classroom Learning – 8 hours per day, program lasts for 2 days
Modular Physical Programs
Classroom Learning – Full program of 8 lessons, 2 hour lessons
Modular Virtual Programs
Online Learning – Full program of 8 lessons, 1.5 hours lessons
Standalone Virtual Programs
Online learning – 7 lesson options. 1.5 hour lessons
Custom Programs
Testimonials
From Parents
“Thank you so much! You arranged such a meaningful program for the kids and kept us updated on what they are learning and doing for these two days. Appreciate it!”
Jeannette M
“Marcus loves it! I have never seen him so enthusiastic”
Lynn M
“He enjoyed the workshop very much!.. Thank you for organizing this.”
WC
“He has enjoyed it and even taught me some new things. Thank you for your effort, time and excitement.”
Neel
“He enjoyed his lessons. Learned concepts new to him. And he said it was fun. I did hear from afar contemporary topics that are helpful, like scams and credit cards.”
Ben
“Thanks for the wonderful class. He really enjoyed it and learnt a lot about finance and integrity.”
Cheang
From The Children
Upcoming Events
Talk to us
Adeline Ten
+60 11-3656 8076
Precious Stars PLT (LLP0016415-LGN)
19b Codrington Avenue,
10350 Georgetown,
Pulau Pinang, Malaysia.